A portfolio perspective for long-term investors For most investors, my core advice has remained remarkably consistent over the years. Build wealth through diversified index funds, keep investment costs low, invest steadily over time, and reduce advisory expenses by working with fee-only advisors rather than fee-based advisors who may have conflicts of interest . This simple approach has helped millions of people build wealth and reach financial independence. That advice hasn’

Why Bitcoin Makes Sense for Small Businesses In a world of rising costs, shrinking margins, and economic uncertainty, small business...

CoastFi - Coast to Financial Independence. https://thefioneers.com/coast-financial-independence-calculator/ I have “officially” hit...

Below is an edited email of a list of book recommendations I sent some classmates for my MBA who requested some personal finance books....

I have talked to a lot of people and many are afraid to start investing. The biggest fear is usually that they will invest money and the...

Life insurance is something you pay into each month or year and if you die they pay your beneficiaries a lump sum, between $50,00 and $1...

An investor policy statement is your map to your financial future. Like any map, it’s very important to have if you want to get where you...

People have a lot of reasons for not getting their financial house in order. You can read them below if you are interested. See if any of...

The future of financial advice is going to be very different from it’s past. In the past, your financial advisor would also be your...

People are good at comparing many things. If you are buying a car you will look at a few different places that are selling similar...

I was talking to someone recently, asking about their investing. “I have a Roth IRA, so I’m good.” They said. While it is certainly good...

What is the most expensive thing you buy in your life? Is it your car? $20,000-$60,000 Is it your house? $100,000-$500,000 Is it...

Most adults spend 40+ hours a week working to pay the bills. The average income has been ranging between $50,000 and $60,000 per person...

One of the easiest ways to reduce anxiety in investing is to help people understand that there are not infinite businesses to invest in....

The main investment vehicles for people should be mutual funds, not whole life or annuities. There are many types of mutual funds such as...

The most common way to invest your money for almost any financial advisor is the through a mutual fund. Funds are a good way to be...