Management of asset allocation is our primary investment strategy. 

This means choosing what types of assets you want to own and owning them at the lowest cost. 
We will not try to "time the market" as has been shown to be a losing game over time.

We will not try to beat the market, as has been shown to be nearly impossible over any length of time.

We will set a path of a desired asset allocation which we will maintain through markets highs and lows. 
We will choose an allocation that you are comfortable with before market drops and we will maintain that allocation when times get tough.

We will review necessary emergency fund and continue expense funds to make you comfortable that you have sufficient funds to maintain a lifestyle when the market is turbulent.